Workers’ Compensation SettlementDate: Mar 4, 2019

If you’ve been injured in an accident at work in Illinois, you may be aware that you are eligible for workers’ compensation benefits. You may not be aware, though, that you are also eligible for a workers' compensation settlement. Deciding to opt for a settlement in your workers' compensation case involves a lot of different formulas that include determining financial outcomes using ratios and percentages. You’ll need to determine how many weeks of workers’ compensation you are eligible for when calculating how much you should receive in a settlement. You will also need to figure the percentage of how injured you are, which will affect how much you can receive as well. In other words, it’s complicated to know what to do if you are injured at work. It’s difficult for an injured worker on their own to know when to settle and what the value of that settlement should…

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Maximum Medical ImprovementDate: Mar 4, 2019

If you’ve been injured on the job, you are entitled to receive workers’ compensation benefits in Illinois. These include lost wages benefits and benefits to cover medical costs and treatment. These benefits will help you if you are injured for the short-term, and they will also provide long-term benefits if your injuries are permanent. While there are many terms that you’ll need to know in regard to a workers’ compensation claim, one of the most important terms you will hear is maximum medical improvement (MMI). What Is Maximum Medical Improvement? MMI is the point at which your doctor believes that your condition has stabilized. It could mean that you are completely healed, or it could mean that your injury or your medical condition will not get any worse or any better. MMI is important because it plays a key role in establishing several factors about your workers’ compensation claim. For…

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Workers’ Compensation BenefitsDate: Mar 4, 2019

Workers' compensation is an insurance program carried by every employer in Illinois, mandated by law. It provides benefits for employees injured in the workplace or illnesses that arise out of employment. Some states don't require employers to have workers' comp insurance if they employ fewer than a minimum number of employees. In Illinois, however, anyone who has even one employee must take part in the workers' compensation insurance program. All employees who are injured on the job, contracted an illness while on the job or had a pre-existing condition made worse by work-related conditions are entitled to receive medical care related to their illness or injury. The employer, or the employer’s workers' comp insurance company, will cover the cost of all medical treatment. An employee is also entitled to receive a portion of their wages if they miss time on the job due to a work-related illness or injury. The…

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