Workers' Compensation Archives

Workers’ Compensation in Illinois: Body Part Values and Impairment RatingsDate: Jul 5, 2024

If you are injured on the job in Illinois, you may be eligible for workers' compensation benefits. These benefits can cover medical expenses, lost wages and permanent disability resulting from your work-related injury or illness. However, navigating the complexities of workers' compensation in Illinois can be challenging, especially when it comes to understanding how body parts and impairment ratings factor into your settlement. Learn about these key aspects of the Illinois worker's comp settlement process. Workers' Compensation Settlements in Illinois Workers' comp settlements in Illinois are generally based on the scope of your disability and how it impacts your ability to work, per the Illinois Workers' Compensation Commission (IWCC) Act. You can negotiate a settlement with your employer's insurance company directly or through a hearing before an IWCC arbitrator. Your settlement amount will depend on various factors, including the severity of your injury, the duration of your disability and your…

Navigating the Workers’ Compensation Appeals ProcessDate: Apr 24, 2023

Workers' compensation claims are critical for recovering money lost from a workplace injury. If your Illinois workers' compensation is denied, you may be interested in appealing the decision. get a free consultation Why Claims Are Denied Worker's compensation claims can face denial for several reasons: You did not report the injury in time: Claims often have a statute of limitations. For workers' compensation, you must report your injury to your employer within 45 days of occurrence. You can also file a claim with the Illinois Workers’ Compensation Commission (IWCC) within three years of the injury if your employer denies your claim. The injury did not occur at work: Generally, your injury must occur at your workplace to qualify for workers' compensation. You can also receive compensation if you were performing work for your employer outside the workplace when the injury occurred. Your employer or its insurer believes you were at…

How to File for Workers’ Compensation in IllinoisDate: Dec 5, 2022

If you work in Illinois and you are injured on the job, you are entitled to collect workers' compensation benefits. Illinois' workers' compensation law is a no-fault. This means that you do not need to prove that your employer failed to provide adequate protection against possible injury. You only need to prove that you were injured at your workplace or as a result of working for your employer. get a free consultation Illinois law mandates that all employers in the state provide workers’ compensation. They likely do this through a private insurance company as only the largest companies with hundreds of employees are financially stable enough to be self-funded. This insurance program will pay for your medical expenses, a portion of your lost wages or even help prepare you for a new job if your injuries prevent you from returning to your old one. If you suffer a permanent injury,…

An Introduction to Illinois Workers’ Compensation Laws and RequirementsDate: Nov 30, 2022

If you work in Illinois and have been injured on the job, you’re eligible to receive workers’ compensation. Yet you may not know anything about the workers’ compensation program. Get a full introduction to the basics of Illionis workers' compensation rules, laws and requirements before filing your claim. get a free consultation What Is Workers’ Compensation? Workers' compensation is an insurance program that every employer in the state needs to carry. It provides their employees with benefits for injuries that take place in the workplace or illnesses that arise out of the job. Employers in every state are required to carry workers' compensation insurance, although states often differ in their approach to the program. For instance, some states don't require employers to have workers' comp insurance if they employ fewer than a minimum number of employees. Many other states have no such restrictions. In Illinois, anyone who employs even one…

Maximum Medical Improvement (MMI) in Illinois Workers’ CompDate: Mar 4, 2022

If you’ve been injured on the job, you are entitled to receive workers’ compensation benefits in Illinois. These include lost wages benefits and benefits to cover medical costs and treatment. These benefits will help you if you are injured for the short-term, and they will also provide long-term benefits if your injuries are permanent. get a free consultation While there are many terms that you’ll need to know in regard to a workers’ compensation claim, one of the most important terms you will hear is maximum medical improvement (MMI). What Is Maximum Medical Improvement (MMI) in Medical Terms? MMI is defined as the point at which your doctor believes that your condition has stabilized. It could mean that you are completely healed, or it could mean that your injury or your medical condition will not get any worse or any better. In workers' comp, MMI is important because it plays…

Will I Be Followed by a Workers’ Comp Investigator?Date: Jan 23, 2022

After filing a workers’ compensation claim following a workplace injury, you should know that the insurance company representing your employer will gather evidence of the injury before making a decision about your benefits. They can do so by getting copies of medical tests and following through on other methods. get a free consultation Workers' Comp Private Investigator Many clients who come to us at Argionis & Associates ask, “Will I be followed by a workers' comp investigator?” They're often worried about their privacy and their claim. The short answer is that an investigator may be hired to investigate your claim. Understanding the role of the investigation and knowing what to do can ease some of your concerns. When Does Workers' Comp Start Surveillance? Any time after you file a claim, an investigator may follow you or investigate you. You're more likely to be placed under investigation if you have a…

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